We are pleased to present below all posts archived in 'January 2025'. If you still can't find what you are looking for, try using the search box.
A mortgage broker acts as an intermediary between borrowers and lenders, helping individuals secure a mortgage that aligns with their financial circumstances. Unlike banks or direct lenders that offer only their own mortgage products, brokers provide access to a wider range of options.
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Life insurance offers peace of mind by guaranteeing that your loved ones are financially protected in the event of your death. In the UK, life insurance is not just about covering immediate expenses like funeral costs—it can also provide financial stability for your family’s future.
Inheritance tax is a tax levied on the estate of a person who has passed away. It applies to the total value of their assets, including property, savings, investments, and personal belongings. The standard rate of inheritance tax is 40%, and it is applied to the portion of the estate that exceeds the inheritance tax threshold.
Managing money effectively is about more than just numbers; it’s deeply tied to the way we think, feel, and behave. Financial decisions are rarely made in isolation from our emotions, beliefs, or biases, yet many people overlook these factors when planning their financial futures.
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Note: This page is for information purposes only and should not be considered as financial advice. Always consult an Independent Financial Adviser for personalised financial advice tailored to your individual circumstances.