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A personal pension plan in the UK is a private pension arrangement designed to help individuals build a retirement fund independently of workplace pensions or the state pension. These plans allow you to contribute regularly or in lump sums, with the funds invested in a range of assets such as stocks, bonds, and mutual funds.
Popular tags: Pensions in the uk, private pension uk, personal pensions, self invested personal pension, private pensions, personal pension, retirement planning, pension planning, independent financial adviser
The accumulation and decumulation phases serve distinct purposes in your financial life. While accumulation is about maximising your savings, decumulation is about managing those savings to last through your retirement, balancing immediate needs with long-term financial security.
Popular tags: Pension accumulation, pension decumulation, can I withdraw my pension, when can I draw from my pension, pensions uk, pensions in the uk, retirement planning, pension planning, uncrystallised funds, pension lump sum, annuity purchase, pension drawdown, pension commencement lump sum, ufpls, pcls, financial planning, pension adviser, independent financial adviser
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Note: This page is for information purposes only and should not be considered as financial advice. Always consult an Independent Financial Adviser for personalised financial advice tailored to your individual circumstances.