We are pleased to present below all posts tagged with 'investments and savings'. If you still can't find what you are looking for, try using the search box.
What makes AIM especially relevant to inheritance tax planning is that many of its listed shares qualify for Business Relief (BR). This is a powerful exemption under UK tax law that allows certain business assets — including AIM shares held for at least two years — to be passed on free from inheritance tax.
Popular tags: Alternative investment market, AIM ISAs, independent savings account, general investment account, inheritance tax planning, independent financial advice, wealth management, investments and savings
A buy-to-let mortgage is a loan used to purchase residential property with the intention of renting it out. Unlike residential mortgages, which are based on the borrower’s income and intended use of the property as a primary residence, buy-to-let lending is primarily assessed on the property’s ability to generate sufficient rental income.
Popular tags: Buy to let mortgages, buy-to-let mortgages, types of buy to let mortgages, buy-to-let investments, fixed rate mortgages, variable rate mortgages, tracker mortgages, investments and savings, financial planning, independent financial advisers, wealth management
Unlike residential lending, commercial mortgage agreements are less regulated, more bespoke, and often subject to tighter scrutiny from lenders. Terms are negotiated case by case, and pricing is influenced by a wider range of variables — from property type and tenancy status to the financial strength of the borrower’s business.
Popular tags: Commercial mortgages, commercial property mortgage, commercial property mortgage loan, loan to value ratio, commercial mortgage interest rates, commercial investment mortgages, financial planning, investments and savings
At its core, portfolio diversification is the practice of spreading investments across different assets, sectors, and regions to reduce risk. The idea is straightforward: no single investment should have the power to make or break your portfolio.
Popular tags: Portfolio diversification, investment portfolio diversification, diversified investment portfolio, portfolio management, investments and savings, financial planning, independent financial advisers
It’s not about whether financial advice is worth paying for. In most cases, it absolutely is. But in the UK, too many clients are paying ongoing fees that are entirely disconnected from the value they’re receiving.
Popular tags: Financial planning, retirement planning, investments and savings, independent financial adviser, independent financial adviser costs, independent financial advice
Whether it’s environmental sustainability, social justice, or corporate governance, modern investors are increasingly asking: What kind of world is my portfolio building? The answer lies in how your capital is deployed—and whether the businesses you invest in align with the standards you live by.
Popular tags: ESG investing, environmental social and governance investing, sustainable investing, socially responsible investing funds, sustainable investing, socially responsible investing, investments and savings, financial planning
When approached deliberately, tax efficiency becomes a way to strengthen your portfolio from the inside out—preserving more of what you earn and bringing your long-term goals closer without unnecessary compromise.
Popular tags: Tax-efficient investment, tax efficiency, investing tax efficiently, tax efficient investing, tax planning, retirement planning, investments and savings, individual savings accounts
With inflation still elevated and interest rates yet to settle into a predictable pattern, the question is no longer whether these forces will impact your investments—but how well your portfolio is positioned to respond.
Popular tags: Financial planning, portfolio management, investments and savings, inflation and investments, portfolio manager, management of investment
The true benefit of working with an IFA goes beyond just selecting the right financial products. They take a full and comprehensive approach to financial planning, helping to structure, manage, and grow your wealth in a way that aligns with your goals.
Popular tags: Independent financial adviser, independent financial advice, financial planning, estate planning, retirement planning, inheritance tax planning, wealth management, investments and savings, protection planning, portfolio management
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Note: This page is for information purposes only and should not be considered as financial advice. Always consult an Independent Financial Adviser for personalised financial advice tailored to your individual circumstances.