We are pleased to present below all posts tagged with 'independent financial advisers'. If you still can't find what you are looking for, try using the search box.
When structured correctly, life insurance provides tax efficiency, liquidity, and long-term financial security, making it a crucial component of a well-rounded financial and wealth management strategy.
Popular tags: Life insurance, life insurance and inheritance tax, life policies and inheritance tax, wealth management planning, wealth management, wealth management uk, independent financial advisers, wealth managers
Managing money effectively is about more than just numbers; it’s deeply tied to the way we think, feel, and behave. Financial decisions are rarely made in isolation from our emotions, beliefs, or biases, yet many people overlook these factors when planning their financial futures.
Popular tags: Money management, money management tips, behavioural finance, independent financial advisers, what is behavioural finance, diversifying investment portfolio, financial advisers uk
Portfolio management bridges the gap between the technical side of investing and the personal aspirations that drive financial planning. It combines the insights of professional portfolio managers with the guidance of independent financial advisers, ensuring that every strategy is tailored to the investor’s needs.
Popular tags: Wealth management, wealth managers, independent financial advisers, financial planning, portfolio management, portfolio managers
Market volatility can feel unsettling, even for experienced investors. Sudden price swings, triggered by economic events or market sentiment, often lead to uncertainty and hesitation. However, what many fail to see is that volatility also creates opportunities for growth.
Popular tags: Portfolio management, market volatility, investment planning, investment advisers, portfolio diversification, independent financial advisers
For married couples, the rules surrounding inheritance tax in the UK include several allowances and exemptions that can make a significant difference. However, to fully benefit from these provisions, careful planning and attention to detail are essential.
Popular tags: inheritance tax, inheritance tax for married couples, inheritance tax in the uk, nil rate band, residence nil rate band, inheritance tax threshold, inheritance tax planning, independent financial advisers, minimise inheritance tax
Setting up a pension after a pension sharing order is not just about moving money; it’s an opportunity to reassess your long-term goals, align your investments, and establish a secure foundation for the future. Taking swift, informed action not only safeguards your financial independence but also sets the stage for effective retirement planning.
Popular tags: Pension sharing order, what is a pension sharing order, divorce and pension sharing, setting up a pension, pension planning, retirement planning, independent financial advisers
In the UK, annuities offer a range of options that can align with different retirement income needs, each carrying its own advantages and considerations. Choosing the right type of annuity can provide a secure foundation for retirement, helping to manage longevity risk and offer stability in the face of economic fluctuations.
Popular tags: Retirement planning, wealth management, financial advisers, independent financial advisers, financial advisers UK, retirement income strategy, annuities, annuities in the uk, annuity rates in the uk, annuities and tax, income drawdown, legacy planning
National Insurance contributions (NICs) are payments made by employees, employers, and the self-employed to fund the UK’s social security and welfare systems. These contributions help finance the state pension, certain unemployment benefits, and other entitlements, ensuring that individuals have a baseline of financial security.
Popular tags: National insurance contributions, national insurance rates, ni contributions, national insurance contribution for self employed, rate of ni contributions, retirement planning, pension planning, financial planning, independent financial advisers
Not only does carry forward enable you to boost your contributions, but it also allows you to benefit from tax relief on those contributions—something that can make a substantial difference for higher earners.
Popular tags: Carry forward allowance, pension planning, retirement planning, pension advice, independent pension advice, independent financial advisers, tapered annual allowance, money purchase annual allowance
One attractive feature for many retirees is the option to withdraw a portion of their pension as a tax-free lump sum. This provides the flexibility to access up to 25% of your pension pot without facing tax liabilities.
Popular tags: Tax free pension lump sum, pensions and tax free lump sum, tax free lump sums from pensions, maximum tax free pension lump sum, tax free cash from pension, tax free cash withdrawal, pension planning, retirement planning, independent financial advisers
Get the latest updates in your email box automatically.
Your nickname:
Email address:
Subscribe
Request AppointmentGet StartedWhatsapp Chat
Note: This page is for information purposes only and should not be considered as financial advice. Always consult an Independent Financial Adviser for personalised financial advice tailored to your individual circumstances.