We are pleased to present below all posts tagged with 'financial planning'. If you still can't find what you are looking for, try using the search box.
Gifting is a multifaceted aspect of estate planning within the framework of inheritance tax (IHT) in the United Kingdom. It encompasses a diverse range of transactions, from straightforward cash gifts to the more intricate transfer of valuable assets.
Popular tags: Gifting and inheritance tax, potentially exempt transfers, annual exemption, inheritance tax gifts, seven year rule, gift tax and inheritance tax, gifting and tax, inheritance tax rules on gifts, gifts and inheritance tax uk, inheritance tax, inheritance tax planning, estate planning, financial planning
Successful and comprehensive IHT planning requires a deep understanding of tax laws, financial regulations, and individual circumstances. Yet, despite the availability of online resources and DIY financial planning tools, many individuals may find themselves ill-equipped to address the complexities of IHT effectively.
Popular tags: Financial planning, inheritance tax planning, iht planning, inheritance tax, estate planning, inheritance tax calculation, calculating inheritance tax, advice on inheritance tax planning, financial advisers, tax planning, independent financial advisers
Life insurance can serve as a financial buffer, providing the necessary funds to cover IHT bills directly. This is particularly advantageous as it circumvents the need for beneficiaries to potentially liquidate assets from the estate to pay taxes.
Popular tags: Inheritance tax planning, iht planning, life insurance and inheritance tax, life policies and inheritance tax, trusts and inheritance tax, whole of life insurance, life policies written in trust, life insurance for inheritance tax, whole life insurance, inheritance tax planning uk, estate planning, financial planning
Estate planning is a crucial process that ensures your assets are managed and distributed according to your wishes after you pass away. Central to this planning is the creation of a will, a legal document that speaks on your behalf when you're no longer able to.
Popular tags: Estate planning, importance of a will, creating a will, do I need a will, dying without a will, intestacy, granting of probate, trusts in estate planning, benefits of trusts, powers of attorney, financial planning, role of executors, independent financial adviser, intestacy rules
Income protection insurance is a crucial component of protection planning, providing a safety net to maintain financial stability during challenging times. Incorporating an income protection plan into your broader financial planning strategy allows you to make informed decisions and safeguard your financial well-being.
Popular tags: Income protection insurance uk, income protection plan, income protection benefit, income protection, income protection uk, protection planning, income protection policies, insurance for income protection, what is income protection, is income protection worth it, what does income protection cover, is income protection taxable, income protection and tax, maximum income protection benefit, financial planning
In recent years, the investment landscape has seen a significant shift towards sustainability and ethical considerations. One of the most prominent trends in this regard is ESG investing. But what exactly is ESG investing, and how can it be integrated into your investment portfolio?
Popular tags: ESG investing, ESG investment, wealth management, financial advisers, financial advisers UK, independent financial advisers, individual savings account, general investment account, investment bond, retirement planning, estate planning, financial planning, portfolio management
IFAs are financial professionals who offer personalised financial guidance tailored to your unique situation, free from the potential biases associated with advisers tied to specific financial institutions. IFAs are financial professionals who offer personalised financial guidance tailored to your unique situation, free from the potential biases associated with advisers tied to specific financial institutions.
Popular tags: independent financial adviser, financial adviser, independent financial advisor advantages, financial planning, personal financial planning, what are the benefits of using a financial adviser, should you use an independent financial adviser, estate planning, inheritance tax planning, financial planning, mortgages, portfolio management, protection planning, retirement planning
The dream of homeownership remains a significant milestone for many, despite the myriad of challenges presented by the UK housing market, such as high property prices and stringent lending criteria. This blog seeks to clarify personal mortgage options, including fixed-rate, variable-rate, and interest-only mortgages. It also explores the current support available to first-time buyers and those finding it difficult to enter the property market, focusing on Lifetime ISAs and the verious government-backed schemes.
Popular tags: Wealth management, financial planning, financial advisers UK, independent financial advisers, retirement planning, estate planning, mortgage, mortgages, ISAs, lifetime ISAs
Maximising savings through the effective use of Annual ISA Allowances is a key aspect of savvy financial planning in the UK. This blog aims to guide you through the various types of Individual Savings Accounts (ISAs), each offering unique benefits within the annual £20,000 allowance. From Cash ISAs to Stocks and Shares ISAs, understanding these options is crucial for tax-efficient saving and investment strategies. We will explore how to best utilise these allowances to bolster your financial portfolio and achieve your savings goals.
Popular tags: Tax free savings, ISA allowances, financial planning, financial planners, financial planners uk, financial advisers, independent financial advisers, portfolio management
Financial planning is not a one-size-fits-all approach. It involves a range of investment vehicles to meet your specific goals, whether that's saving for retirement, reducing your tax liability, or passing wealth onto the next generation. One such versatile investment vehicle is the investment bond.
Popular tags: Financial planning, financial planners uk, diversification in financial planning, financial advisers, financial advisers uk, independent financial advisers, personal financial planning, estate planning, inheritance tax, inheritance tax planning
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Note: This page is for information purposes only and should not be considered as financial advice. Always consult an Independent Financial Adviser for personalised financial advice tailored to your individual circumstances.