We are pleased to present below all posts tagged with 'Wealth management'. If you still can't find what you are looking for, try using the search box.
ISAs are for rainy-day funds or cautious savers. But they’re also one of the most flexible and tax-efficient vehicles available in the UK, capable of supporting everything from first-home ownership to long-term investment growth and retirement planning. And because the allowance resets every April, how you use it — or fail to — can have a cumulative impact on your financial outcomes for years to come.
Popular tags: ISA allowances, types of ISAs, financial planning, wealth management, independent financial advice, lifetime ISAs, independent financial advisers, tax free savings
What makes AIM especially relevant to inheritance tax planning is that many of its listed shares qualify for Business Relief (BR). This is a powerful exemption under UK tax law that allows certain business assets — including AIM shares held for at least two years — to be passed on free from inheritance tax.
Popular tags: Alternative investment market, AIM ISAs, independent savings account, general investment account, inheritance tax planning, independent financial advice, wealth management, investments and savings
A mortgage is often framed as a means to an end: the house. But in financial planning terms, it’s a multi-decade liability that must be balanced against income volatility, lifestyle needs, and broader investment goals. How you structure that debt — the repayment terms, rate type, loan size, and timing — can either support or strain your wider financial health.
Popular tags: Wealth management, financial planning, financial advisers UK, independent financial advisers, retirement planning, estate planning, mortgage, mortgages, ISAs, lifetime ISAs
A buy-to-let mortgage is a loan used to purchase residential property with the intention of renting it out. Unlike residential mortgages, which are based on the borrower’s income and intended use of the property as a primary residence, buy-to-let lending is primarily assessed on the property’s ability to generate sufficient rental income.
Popular tags: Buy to let mortgages, buy-to-let mortgages, types of buy to let mortgages, buy-to-let investments, fixed rate mortgages, variable rate mortgages, tracker mortgages, investments and savings, financial planning, independent financial advisers, wealth management
Estate planning is often misunderstood as a process solely for drafting wills or distributing assets after death. However, it plays a far more significant role within the framework of wealth management, serving as a tool to safeguard assets, optimise financial structures, and ensure wealth is transferred efficiently across generations.
Popular tags: estate planning, wealth management, inheritance tax planning, inheritance tax, wealth management planning
When structured correctly, life insurance provides tax efficiency, liquidity, and long-term financial security, making it a crucial component of a well-rounded financial and wealth management strategy.
Popular tags: Life insurance, life insurance and inheritance tax, life policies and inheritance tax, wealth management planning, wealth management, wealth management uk, independent financial advisers, wealth managers
The true benefit of working with an IFA goes beyond just selecting the right financial products. They take a full and comprehensive approach to financial planning, helping to structure, manage, and grow your wealth in a way that aligns with your goals.
Popular tags: Independent financial adviser, independent financial advice, financial planning, estate planning, retirement planning, inheritance tax planning, wealth management, investments and savings, protection planning, portfolio management
Portfolio management bridges the gap between the technical side of investing and the personal aspirations that drive financial planning. It combines the insights of professional portfolio managers with the guidance of independent financial advisers, ensuring that every strategy is tailored to the investor’s needs.
Popular tags: Wealth management, wealth managers, independent financial advisers, financial planning, portfolio management, portfolio managers
Tax planning isn’t just about ticking off allowances; it’s a critical component of both wealth management and retirement planning. By using tools like the pension allowance, ISA allowance, and capital gains tax allowance, individuals can make their wealth work more efficiently and protect it from excessive taxation.
Popular tags: individual pension plan, independent financial adviser, retirement planning, wealth management, ISA allowance, individual savings account, individual savings account uk, pension planning, ISA year end, pension allowance, year-end tax planning, year end tax, tax planning
Incorporating UFPLS into a retirement planning strategy can be beneficial for those who value control and tax efficiency. By managing withdrawals carefully, retirees can maximise the tax-free allowances available to them, ensuring a flexible income stream that aligns with both their financial and lifestyle goals.
Popular tags: Retirement planning, retirement planning in the UK, wealth management, financial advisers, independent financial advisers UK, financial planning, financial planners, uncrystallised funds pension lump sum, ufpls
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Note: This page is for information purposes only and should not be considered as financial advice. Always consult an Independent Financial Adviser for personalised financial advice tailored to your individual circumstances.