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Pensions vs. Individual Savings Accounts in the UK

For many individuals, combining the benefits of both pensions and ISAs can offer a balanced approach to retirement planning. By maximising pension contributions to take full advantage of tax relief and employer contributions, and then using ISAs to grow additional savings tax-free, you can create a financial strategy that addresses both long-term retirement needs and short-term financial goals.

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Note: This page is for information purposes only and should not be considered as financial advice. Always consult an Independent Financial Adviser for personalised financial advice tailored to your individual circumstances.