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The Pension Commencement Lump Sum (PCLS), commonly known as the tax-free lump sum, provides retirees with access to a portion of their pension savings tax-free, offering financial freedom during retirement. Understanding the implications, benefits, and potential strategies for PCLS is essential for anyone nearing retirement.
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Note: This page is for information purposes only and should not be considered as financial advice. Always consult an Independent Financial Adviser for personalised financial advice tailored to your individual circumstances.